What is ARX?
ARX is a trade debtor analytics system that consolidates data from multiple sources to create a clear view of each company’s payment behavior and risk profile.
By identifying risk patterns and forecasting potential issues early, ARX helps businesses prevent financial losses before they occur.
How ARX Works
ARX combines three core data layers, analyzed together to deliver accurate and actionable risk insights. Once all three data layers are collected, the system processes them through the BOLA engine to synthesize insights and present results in a clear, easy-to-understand format.
Trade Debtor Data Input
You submit your trade receivables data to the platform (through the Corpus X Back Office). ARX analyzes payment behavior and benchmarks it against peer companies across the Corpus X database transforming raw data into clear behavioral insights.
Credit Score Evaluation
Each company’s Credit Score available on the platform is incorporated as a quantitative risk indicator, providing a clear assessment of credit risk.
Financial Statement Analysis
Trade-related financial statements are analyzed to establish a solid financial foundation and validate risk signals from behavioral and credit data.
1) Growth Analysis
Shows the distribution of trade debtors by industry, including the ratio of existing and new debtors, with up to five years of historical analysis to reveal portfolio growth and structural trends.
Key Benefits
Monthly updates enable continuous monitoring when data is submitted regularly.
Identifies industry concentration, helping assess systemic risk during industry downturns.
Designed for executives who need a clear portfolio overview aligned with economic conditions.
2) Risk Matrix
Visualizes debtor risk through a two-axis matrix, combining Credit Score and actual payment behavior, benchmarked against peer companies in the Corpus X database. Results are grouped into intuitive color-coded zones (e.g. Safe, Watchlist, High Risk).
Key Benefits
Enables credit, finance, and sales teams to clearly track risk at the individual debtor level.
Allows users to drill down into payment history to support timely credit decisions and collection planning.
A Smarter Investment in Risk Prevention
Screening and verifying trade partners before doing business is a cost-effective preventive investment.
ARX on the Corpus X B2B Data Analytics platform delivers an end-to-end solution from data consolidation and credit scoring to financial statement analysis and intuitive visualizations (Growth Analysis and Risk Matrix) empowering your team to manage risk and prepare for uncertainty with confidence.
Ready to get started or upload your trade receivables data? Contact Corpus X Customer Service for onboarding support and initial analysis.
Turn Risk into Decisions.
ARX helps you see risk clearly and decide with confidence.